The worst outcome in debt recovery isn’t failing to recover — it’s spending good money on court fees chasing a debtor who was never going to be able to pay. Before we recommend any legal action, every case goes through a due diligence process designed to answer one question: if we win, can we collect?
Credit checks
• Existing CCJs registered against the debtor — the clearest indicator of payment behaviour
• Insolvency status: winding-up petitions, administration, CVAs and bankruptcy searches
• Payment history and defaults across the debtor’s financial profile
• Director checks: disqualifications, historical directorships and associated dissolved companies
• Company filing status at Companies House — active, dormant or dissolved, and what the accounts show
Asset checks
• Land Registry searches confirming property ownership — key for charging orders after judgment
• Business asset tracing: vehicles, plant, equipment and goods available for enforcement
• Current registered and trading addresses where the file information is stale
The result: legal action is only ever recommended where the data supports a realistic prospect of recovery. If it doesn’t, we tell you plainly — and where insolvency is the reality, we help you claim in the insolvency and secure any VAT bad debt relief available, so even a bad outcome is handled properly.
Not sure whether a debt is worth pursuing? The assessment is free.
Learn more about business credit reports and monitoring