Recovia Ltd is a UK debt recovery and enforcement agency that provides professional debt recovery services for businesses of every size, across all sectors. We manage the complete recovery lifecycle — from the first formal contact through County Court proceedings to High Court enforcement and insolvency action — all under a single instruction.
The business was founded on a simple principle: companies should not have to write off money they are legally owed. Unfortunately, too many do, as chasing debt in-house can be slow, awkward, and often deprioritised. Additionally, much of the recovery industry still relies on scripts and bulk mail. We established Recovia differently — with a deliberately senior team, individual case handling, and a commercial model where we only earn when you get paid.
We understand that no two cases are alike, particularly when it comes to high-value commercial claims. That’s why we adopt a tailored approach to every instruction, considering factors such as the debt's value, the account's age, the debtor’s circumstances, and the broader commercial relationship involved. This allows us to pursue recovery in an effective, proportionate manner that aligns with our clients’ objectives.
Who We Work With
Recovia supports a diverse range of organisations needing a professional and effective approach to debt recovery. Our clients include SMEs, larger corporates, publicly listed companies, and public sector bodies that require a discreet, commercially focused service to recover outstanding debts.
We work with businesses and organisations across various sectors where cash flow, compliance, and reputation are crucial. This includes local authorities, business rates teams, universities, NHS bodies, and other public sector organisations that need their debt recovery handled with care, efficiency, and clear communication.
Our Mission
To provide businesses across the UK with a professional, transparent, and effective debt recovery service that maximises recoveries while preserving client relationships.
Our Vision
To be the UK’s most trusted and results-driven debt recovery agency, recognised for our integrity, professionalism, and client-focused solutions.
What Makes Us Different
• A senior-weighted team — Your case is managed by experienced collections, credit management, and finance professionals — not a call centre. Our founding team encompasses backgrounds in private equity, distressed business situations, commercial collections, and financial management.
• Every case assessed on its own facts — We conduct credit and asset checks before recommending any legal action. If a debt isn’t realistically recoverable, we will inform you — before you incur any costs.
• Full lifecycle, one agency — Many agencies only stop at the demand letter. We take cases from first contact through CCJ, High Court enforcement, statutory demands, and winding-up petitions when necessary.
• Genuine UK-wide coverage — England, Wales, and Scotland — with Scottish cases managed under Scottish procedure from day one, avoiding a one-size-fits-all approach.
• Aligned incentives — No-win, no-fee options on suitable cases. Where the law allows, statutory interest, fixed compensation and reasonable recovery costs are added to the debtor’s balance, which can offset some or all of our fee.
Our Legal Partner
Recovia Ltd is not a firm of solicitors. When court proceedings are necessary, cases are handled through our legal partner, an established firm of solicitors. All costs are communicated to you in writing, and your authorisation is obtained before any action is taken. This structure provides you with agency-level speed and persistence, coupled with solicitor-level legal capability.
Our Team
Our team boasts decades of experience in debt collection, credit control, and legal enforcement. Every case is executed with precision and care by specialists who understand the commercial landscape and the importance of maintaining client relationships.
Our Values
• Integrity — We act honestly and lawfully in every recovery and treat debtors with the same professionalism we extend to clients.
• Transparency — We provide clear reporting, written cost advice before any legal actions, and a full statement with every remittance.
• Persistence — Recovery is achieved through disciplined follow-up. We don’t simply send one letter and file the case.
• Protection of relationships — Many debtors are your customers. We recover firmly while safeguarding relationships unless instructed otherwise.
Our Commitment
At Recovia, we are dedicated to delivering maximum recoveries while protecting your business reputation. Our professional approach ensures your debt recovery process is handled efficiently, discreetly, and in compliance with UK law.