Recovia Ltd is a UK debt recovery and enforcement agency acting for businesses of every size, in every sector. We manage the complete recovery lifecycle — from first formal contact through County Court proceedings to High Court enforcement and insolvency action — under a single instruction,
The business was founded on a simple principle: companies should not have to write off money they are legally owed. Too many do, because chasing debt in-house is slow, awkward and easy to deprioritise, and because much of the recovery industry still runs on scripts and bulk mail. We built Recovia differently — a deliberately senior team, individual case handling, and a commercial model where we only earn when you get paid.
We know that no two cases are the same. That is why we take a tailored approach to every instruction, considering the value of the debt, the age of the account, the debtor’s circumstances, and the wider commercial relationship involved. This enables us to pursue recovery in a way that is effective, proportionate, and aligned with our client’s objectives.
Who We Work With
Recovia supports a broad range of organisations that need a professional and effective approach to debt recovery. We work with SMEs, larger corporates, publicly listed companies, and public sector bodies that require a discreet and commercially focused service to help recover outstanding debts.
Our clients include businesses and organisations across sectors where cash flow, compliance, and reputation matter. This includes local authorities, business rates teams, universities, NHS bodies, and other public sector organisations that need debt recovery handled with care, efficiency, and clear communication.
To provide businesses across the UK with a professional, transparent, and effective debt recovery service that maximises recoveries while preserving client relationships.
To be the UK’s most trusted and results-driven debt recovery agency, recognised for integrity, professionalism, and client-focused solutions.
• A senior-weighted team — Your case is handled by experienced collections, credit management and finance professionals — not a call centre. Our founding team brings backgrounds spanning private equity, distressed business situations, commercial collections and financial management.
• Every case assessed on its own facts — We run credit and asset checks before recommending any legal step. If a debt isn’t realistically recoverable, we tell you — before you spend a penny.
• Full lifecycle, one agency — Most agencies stop at the demand letter. We take cases from first contact through CCJ, High Court enforcement, statutory demands and winding-up petitions where needed.
• Genuine UK-wide coverage — England, Wales and Scotland — with Scottish cases run under Scottish procedure from day one, not squeezed into an English template.
• Aligned incentives — No win, no fee. In most cases our charges are added to the debtor’s balance as lawful recovery costs, so our clients typically receive the full invoice value.
Recovia Ltd is not a firm of solicitors. Where court proceedings are required, cases are conducted through our legal partner, an established firm of solicitors, with all costs advised to you in writing and your authorisation obtained before any step is taken. This structure gives you agency-level speed and persistence with solicitor-level legal capability behind it.
Our team combines decades of experience in debt collection, credit control, and legal enforcement. Every case is handled with precision and care by specialists who understand the commercial landscape and the importance of maintaining client relationships.
• Integrity — We act honestly and lawfully in every recovery, and we treat debtors with the same professionalism we show clients.
• Transparency — Clear reporting, written cost advice before any legal step, and a full statement with every remittance.
• Persistence — Recovery is won by disciplined follow-up. We don’t send one letter and file the case.
• Protection of relationships — Many debtors are your customers. We recover firmly without burning the bridge, unless you tell us the bridge no longer matters.
At Recovia, we are committed to delivering maximum recoveries while safeguarding your business reputation. Our professional approach ensures your debt recovery process is handled with efficiency, discretion, and compliance with UK law.