Business Credit Reports & Debtor Monitoring

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Know who you're dealing with before you extend credit, and know when that changes. Recovia provides UK and international business credit reports, asset and ownership checks, and ongoing monitoring of customers and debtors. You get the warning before the invoice goes unpaid.

Credit reports

• UK company reports. Company status, filing history, existing County Court Judgments, insolvency and payment behaviour.
• International credit reporting. Reports on overseas customers and debtors through our partner network.
• Director checks. Other directorships, dissolved companies and disqualifications.
• Asset reports. Property ownership, business assets and current trading addresses.
• Ownership verification. Who really owns or controls a company, including parent companies and connected entities.

Ongoing monitoring

A credit report is a snapshot. Monitoring tells you when the picture changes. We watch your key customers and debtors for:

• New County Court Judgments
• Insolvency notices and winding-up petitions
• Applications to strike the company off the register
• Director changes and overdue filings
• Changes of registered office or trading address

When something changes, we tell you, with a recommendation: reduce credit, ask for payment up front, or move an account to recovery.

How clients use it

• Before signing a new customer or raising a credit limit
• On existing key accounts, where one failure would hurt cash flow
• On debtors during recovery, so we act quickly if they move assets, change address or approach insolvency
• Before legal action, to confirm a judgment would actually be collectable

Works with the rest of our service

Monitoring feeds straight into credit control and recovery. If a monitored customer starts to slip, the account can move to collections straight away, with the history already on file.

Frequently asked questions

Can you report on overseas companies? Yes, through our international partner network.

How is it priced? Per report or per monitored account, with pricing on application.

Related: Credit Control · Due Diligence · Debtor Tracing · International Recovery · Corporates & Portfolios

Check a customer before you extend credit or call 01527 369593.