Every unpaid invoice has a history: a credit decision, a contract, a payment that didn't arrive, and usually a point where someone could have stepped in sooner. We see that history at the end, when it has gone wrong, and it has taught us where businesses lose money and why.
Recovia Group is how we plan to use that. Starting from Recovia Ltd, we are building a group of specialist businesses that help companies check who they trade with, protect their cash flow, find finance and recover what they are owed.
Where we are now
Recovia began with one job: recovering unpaid business debts properly. That is still the core. Today Recovia Ltd provides commercial debt recovery and outsourced credit control to UK businesses, run on software we built ourselves, including live client and debtor portals.
Recovery is only one part of the picture, though. The same client who needs a debt chased often needed a credit check six months earlier, or tighter terms, or someone watching the ledger. We want them to get all of that in one place.
Six businesses, one relationship
- Recovia Collections: commercial debt recovery, collections and enforcement. Trading now through Recovia Ltd.
- Recovia Advisory & Risk (early service): credit control, credit risk and receivables advice, growing out of the credit control work Recovia Ltd already does.
- Recovia Capital (in development): payment solutions, finance partnerships and funding.
- Recovia Legal (planned): commercial litigation and legal recovery, building on the solicitors we already work with.
- Recovia Insolvency (planned): insolvency and restructuring, working with qualified insolvency professionals.
- Recovia Insurance (planned): trade credit insurance through specialist partners.
We are opening these one at a time, deliberately. Each one starts only when the right people, partners, money and regulatory permissions are in place. A client should be able to move from one to the next without starting again.
Our own technology
We don't rely on off-the-shelf collection software. We build our own, around how commercial recovery and credit control work day to day. It already runs our case management, recovery workflow, client reporting and online portals. As the Group grows, we plan to open it up into a single platform for managing receivables: less admin, a clearer view of who owes what, and better information for credit decisions.
What comes next
The recovery business is running and growing. The rest is being built carefully, in order, on top of it.
Explore Recovia Group →
For partnerships, acquisitions or Group enquiries, email group@recoviaholdings.co.uk.
Need to recover an unpaid business debt now?
You don't need to wait for any of this. Recovia Ltd recovers commercial debts across the UK today, with no collection, no fee on suitable cases.
Instruct Recovia → or call us on 01527 369593.
Important information: Commercial debt recovery and outsourced credit control are provided by Recovia Ltd. The other Group businesses described above are in development or planned and are not trading. Recovia Ltd does not provide regulated payment services, banking, credit broking, lending or insurance. Legal and insolvency matters that need regulated professionals are handled by independent partners.